Getting into finance without a degree
Many people assume you need a degree to work in finance. In reality, plenty of finance and accounting jobs in the UK are open to people without one. What employers look for most is accuracy, reliability, good spreadsheet skills and a willingness to learn. This guide explains the routes into finance jobs without a degree, the qualifications that help and how to make your application stand out.
Entry-level finance jobs that don't need a degree
These roles are a common first step into finance:
- Accounts Assistant: supporting a finance team with invoices, payments and reconciliations.
- Purchase Ledger Clerk: processing supplier invoices and making sure they're paid correctly.
- Sales Ledger Clerk: raising invoices to customers and recording payments.
- Credit Controller: following up unpaid invoices and helping customers pay on time.
- Payroll Administrator: helping make sure staff are paid accurately and on time.
- Finance Administrator: general support, such as filing, data entry and expense claims.
Each of these roles builds practical experience that can lead to more senior positions.
Qualifications that help
AAT
The Association of Accounting Technicians (AAT) offers qualifications that are widely recognised by UK employers. They're designed to be practical and don't require a degree. The main levels are:
- Level 2: foundation-level bookkeeping and accounting.
- Level 3: advanced accounting skills.
- Level 4: professional-level accounting.
Many people study for AAT while working, and some employers support the cost. Completing AAT can also count towards further professional qualifications.
Professional qualifications later on
Once you have experience, you can work towards chartered qualifications such as ACCA or CIMA. Some routes accept AAT or relevant experience instead of a degree. Check the requirements on each body's website.
Apprenticeships
Finance and accounting apprenticeships let you earn while you learn, often studying towards AAT at the same time. Search for apprenticeships on GOV.UK.
Payroll qualifications
If payroll interests you, look at payroll-specific qualifications from recognised bodies.
Skills employers look for
- Accuracy: small mistakes in finance can cause big problems.
- Excel: formulas, filters and pivot tables are a real advantage. Free online courses are a good place to start.
- Accounting software: experience with Sage, Xero or QuickBooks helps. Many offer free learning resources.
- Organisation: meeting deadlines such as month-end.
- Communication: dealing with suppliers, customers and colleagues.
- Discretion: handling financial information confidentially.
How to stand out without a degree
Show transferable experience
Have you handled cash in retail, checked stock, managed bookings or kept records? These show accuracy and responsibility. Put them on your CV in finance-friendly language, such as "balanced daily takings" or "reconciled stock records".
Start learning now
Starting an AAT course, or completing a short Excel or bookkeeping course, shows commitment. Add "studying towards" qualifications to your CV.
Consider temporary work
Temporary roles can be a quick way to gain finance experience and references, especially during busy periods such as year-end. Read about temporary and contract work.
Tailor your CV
Use the words from the job advert, highlight your numerical and system skills, and keep your CV clear and accurate. Our CV advice has more tips.
What a typical week looks like in an entry-level role
Every finance team works differently, but an accounts assistant's week might include:
- entering supplier invoices into the accounting system and checking they match purchase orders
- answering supplier and customer queries by phone and email
- matching bank transactions to invoices, known as bank reconciliation
- processing staff expense claims
- chasing missing paperwork, such as receipts or signed approvals
- helping prepare reports at month-end
The work rewards people who like order, enjoy getting details right and are happy to ask questions when something doesn't add up. You don't need to be a maths expert. Most of the calculations are done by software, and your job is to make sure the information going in is correct.
Where finance roles can lead
With experience and qualifications, people often progress from assistant roles to positions such as Assistant Accountant, Management Accountant, Payroll Manager or Finance Manager. Progress depends on your experience, qualifications and the employer, and there's no single path.
Frequently asked questions
Can I get an accounts job with no experience?
It can be harder, but it's possible. Entry-level roles such as finance administrator or accounts assistant, temporary work and apprenticeships are all good starting points. Showing that you're studying, such as AAT Level 2, helps.
How long does AAT take?
It depends on the level and how you study. Many people complete each level within a year while working. Check with the AAT or your training provider for current course lengths.
Is finance a good career without a degree?
Yes, for many people. Practical qualifications and experience are highly valued, and many finance professionals have progressed without a degree.
Which software should I learn first?
Start with Excel, because almost every finance role uses it. Then try one accounting package, such as Sage, Xero or QuickBooks.
Looking for a finance role?
Bridge & Talent recruits for finance and accounting roles across Nottingham and the East Midlands, including entry-level and temporary positions. If you're moving into finance from another field, our guide to changing career may help.